Hernando County stretches from the Gulf at Hernando Beach and Weeki Wachee to Spring Hill, the county’s largest community, and inland to Brooksville and the farmland and rolling hills around it. Dupuy Insurance is an independent agency in Tampa, about an hour south on the Suncoast Parkway or I-75, and we help Hernando drivers, homeowners and businesses compare coverage from several insurance companies by phone, text, email or in person.
Communities we serve in Hernando County
Spring Hill, Brooksville, Weeki Wachee, Hernando Beach, Masaryktown, Ridge Manor, Istachatta, Nobleton and the surrounding areas.
Auto insurance in Hernando County
Many Hernando residents drive long distances, commuting to Tampa on the Suncoast Parkway or I-75 or running errands along US 19 and US 41, so annual mileage and the vehicles you drive weigh on the price. Florida requires Personal Injury Protection (PIP) and property damage liability on every registered car; we’ll show what bodily injury liability, uninsured motorist and collision add, so you can choose with the numbers in front of you. See auto insurance.
Home insurance: wind, flood and sinkholes
- Coastal and canal homes in Hernando Beach and Weeki Wachee face storm surge and flooding. A homeowners policy excludes flood, so ask us about flood insurance too.
- Sinkholes: Hernando is part of the west-central Florida area known for sinkhole activity. Florida home policies cover catastrophic ground cover collapse; broader sinkhole coverage is optional and may need an inspection.
- Hurricane deductibles are usually a percentage of the dwelling limit. We’ll translate it into dollars for your home.
- Older Spring Hill homes: the age of the roof, wiring, plumbing and water heater decides which companies will quote. Updates and a recent roof widen your options.
Single-family homes, higher-value homes, condos and rentals each have their own options; see home insurance.
Manufactured and mobile homes
Many Hernando homeowners live in manufactured homes, in communities or on their own land. Insurers look at the year built, roof age, tie-downs, skirting and whether the home is lived in full time or seasonally. See manufactured home insurance for the details we’ll ask about.
Business insurance for Hernando County companies
From contractors and landscapers to restaurants and retail shops, Hernando businesses can get general liability, workers’ compensation and commercial auto through us. Owner-operator truckers: commercial truck insurance. Find your trade on business insurance by trade.
Common questions
Can a Tampa agency help me in Spring Hill or Brooksville?
Yes. We’re licensed statewide, and most Hernando clients work with us by phone, text and email with electronic signatures. Policies, claims service and certificates work the same wherever you live in Florida.
Does homeowners insurance cover sinkholes?
Every Florida homeowners policy covers catastrophic ground cover collapse, a narrow definition. Sinkhole coverage beyond that is an optional addition with its own deductible, and some companies require an inspection first. We’ll show you both.
Call (813) 447-7534, every day 7:30 AM to 7:30 PM, except federal holidays, or request a quote online. Nearby: Pasco County, Tampa and Hillsborough County. All areas: areas we serve.
Coverage is subject to eligibility, underwriting and policy terms. Insurance companies decide eligibility and price.