HVAC contractor insurance in Florida

General liability, workers’ compensation and commercial auto for Florida HVAC and air conditioning contractors.

In Florida, air conditioning isn’t optional, and HVAC crews are in attics, on rooftops and in equipment rooms all year. Dupuy Insurance helps HVAC and AC contractors who install, service and repair heating and cooling systems get coverage that fits the work they actually do.

Coverage we quote

  • General liability: may help with property damage or injury claims from an installation or repair, including completed work.
  • Workers’ compensation: Florida generally requires workers’ comp for construction-industry businesses with one or more employees; some officers can apply for an exemption. We’ll confirm how your work is classified.
  • Commercial auto: for service vans and trucks.
  • Surety bonds: when a license or permit requires one.

Let us know whether you sell and install new systems, only service and repair, do duct work, or work on commercial refrigeration. Contractors who work with propane or other LP gas equipment are placed differently, so mention it.

Why request your quote through Dupuy Insurance

  • Quotes built around your mix of installation and service work.
  • Certificates of insurance for builders, property managers and commercial clients.
  • Liability, workers’ comp and vehicles from one agency.

Call (813) 447-7534, every day 7:30 AM to 7:30 PM, except federal holidays, or request a quote online. See all the trades we insure. Texas business? We also quote general liability, workers’ comp and business owner’s policies in Texas.

Coverage is subject to eligibility, underwriting and policy terms. Insurance companies decide eligibility and price.

Ready to compare your options?

Request a quote online in a few minutes, or call and talk it through with our team.