Pasco County runs from the Gulf coast at New Port Richey, Port Richey and Hudson to the fast-growing suburbs of Wesley Chapel and Land O’ Lakes and inland to Zephyrhills and Dade City. Dupuy Insurance is an independent agency in Tampa, a short drive down the Suncoast Parkway or I-75, and we help Pasco drivers, homeowners and businesses compare coverage from several insurance companies by phone, text, email or in person.
Communities we serve in Pasco County
New Port Richey, Port Richey, Hudson, Holiday, Trinity, Odessa, Land O’ Lakes, Lutz (north), Wesley Chapel, Zephyrhills, Dade City, San Antonio and the communities in between.
Auto insurance in Pasco County
Many Pasco drivers commute to Tampa, Clearwater or St. Petersburg on US 19, the Suncoast Parkway, SR 54/56 and I-75, so daily mileage and the routes you drive matter when you compare prices. Florida requires every registered car to carry Personal Injury Protection (PIP) and property damage liability, but those minimums don’t pay for injuries you cause to others. We’ll show you what bodily injury liability, uninsured motorist and collision coverage add before you decide. See auto insurance for the details.
Home insurance: hurricanes, flood zones and sinkholes
- Coastal homes in New Port Richey, Port Richey, Hudson and Holiday sit close to the Gulf, where storm surge is a real risk. A homeowners policy doesn’t cover flooding, so we quote flood insurance separately, from the federal program or private flood carriers.
- Hurricane deductibles in Florida are usually a percentage of the dwelling limit. We’ll explain what yours would be in dollars.
- Sinkholes: Pasco is part of the Tampa Bay area known for sinkhole activity. Florida home policies cover catastrophic ground cover collapse; broader sinkhole coverage is optional and may need an inspection.
- Roof age and updates (roof, wiring, plumbing, water heater) affect which companies will quote, especially for older homes. Have the year your roof was replaced handy.
Newer homes in Wesley Chapel and Land O’ Lakes, higher-value homes, condos and rental properties each have their own options; see home insurance.
Manufactured and mobile homes
Pasco has many manufactured home communities and homes on private land. Insurance companies look at the year built, roof age, tie-downs, skirting and whether you live there full time or seasonally. Newer, well-kept homes usually have the most options. See manufactured home insurance for what we’ll ask.
Business insurance for Pasco County companies
Contractors, landscapers, cleaning companies, restaurants and shops across Pasco need general liability, workers’ compensation and commercial auto for work trucks and vans. Owner-operator truckers can see commercial truck insurance. Find your trade on business insurance by trade.
Common questions
Do I need to visit your Tampa office?
No. Most Pasco clients handle everything by phone, text and email, and sign documents electronically. You’re welcome to visit if you prefer.
Is flood insurance required in Pasco County?
Your lender requires it if the home is in a high-risk flood zone and has a federally backed mortgage. Even outside those zones, flooding from heavy rain and storm surge happens, and a homeowners policy won’t pay for it.
Call (813) 447-7534, every day 7:30 AM to 7:30 PM, except federal holidays, or request a quote online. Nearby: Hernando County, Tampa and Hillsborough County, Pinellas County. All areas: areas we serve.
Coverage is subject to eligibility, underwriting and policy terms. Insurance companies decide eligibility and price.